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Investment Pathway 02

A Smarter Way to Invest
in Property Together

Co-ownership provides a practical solution — allowing two or more investors to purchase property together and share the benefits of ownership, with clearly defined rights on title.

The Programme

Co-Ownership
Facilitation Programme

Property investment opportunities are often limited by capital, borrowing capacity, or access to suitable projects — while prices continue to rise. Through the MQ Realty Exclusive Investors Club, we offer a structured Co-Ownership Facilitation Programme to help compatible investors combine resources to access quality property opportunities.

By participating in co-ownership, investors can diversify their portfolio, enter higher-value markets, and share financial commitments while maintaining clearly defined ownership rights.

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Why Investors Choose Co-Ownership

  • ✓ Enter the property market sooner with lower individual capital requirements
  • ✓ Access larger or higher-quality properties beyond individual budget
  • ✓ Share costs and risks with other investors
  • ✓ Build a property portfolio more efficiently
  • ✓ Participate in opportunities not available individually
Ownership Made Transparent

Each property is purchased as tenants-in-common, meaning every owner has a clearly defined ownership percentage. Income, expenses, and future sale proceeds are distributed according to these ownership shares.

How It Works

Our structured 6-step process

From introduction to settlement — a clear and transparent pathway for co-ownership investors.

1

Investor Matching

Investors within the MQ Realty Investors Club are introduced to members with similar investment goals, budgets, and risk profiles.

2

Property Identification

MQ Realty sources suitable properties aligned with the group's investment strategy — including land & house packages, off-the-plan opportunities, or selected existing properties.

3

Ownership Structure

The property is purchased as co-owners, typically under a tenants-in-common structure where each investor holds a clearly defined ownership percentage.

4

Financing & Settlement

Co-owners jointly obtain a home loan (subject to lender approval) and contribute to the deposit and acquisition costs according to their ownership share.

5

Co-Ownership Agreement

All participants enter a legally prepared standard Co-Ownership Agreement, outlining financial contributions, decision-making processes, and exit options to protect all owners.

6

Ongoing Ownership

Rental income, expenses, and any future sale proceeds are distributed according to each owner's ownership percentage.

MQ Realty's Role

What we do — and don't

MQ Realty Will

  • Introduce and match compatible investors
  • Source suitable property opportunities
  • Coordinate the acquisition process
  • Liaise with solicitors, mortgage brokers, and advisors
  • Manage the transaction through to settlement

MQ Realty Will Not

  • Operate pooled investment schemes
  • Manage investor funds
  • Make investment decisions on behalf of investors
  • Provide financial, legal, or tax advice
Important Note

Property co-ownership involves financial commitments and shared decision-making. Investors are encouraged to obtain independent legal, financial, and tax advice before entering any co-ownership arrangement. MQ Realty does not provide financial, legal, or tax advice.

FAQ

Investor Co-Ownership FAQ

Answers to the most common questions about property co-ownership through MQ Realty.

Co-ownership allows two or more investors to purchase a property together while each holding a defined ownership share on title under a tenants-in-common arrangement.
Ownership is structured as tenants-in-common, meaning each investor owns a specific percentage of the property. This is clearly documented and registered on title.
Income and costs are distributed according to each investor's ownership percentage. This is outlined in the Co-Ownership Agreement signed prior to settlement.
In most cases, all co-owners apply for one home loan together and lenders assess all borrowers collectively. Each borrower may be jointly responsible for the loan. Independent mortgage advice is strongly recommended.
The co-ownership agreement outlines a clear exit process:
  1. Remaining owners are first offered the opportunity to buy the exiting share, with independent valuation.
  2. Investors agree not to sell within 5 years unless an absolute reason exists — all associated costs are payable by those requesting early exit.
  3. Where all parties agree to sell, all selling costs are shared equally.
Investors can appoint a licensed property manager. MQ Realty can assist with property management services or Managed Property Representation where required.
No. MQ Realty facilitates introductions, property sourcing, and transaction coordination only. Investors participate as direct property owners — not as participants in a pooled investment scheme.
Yes. Each investor must obtain independent legal advice before entering a co-ownership agreement. Investors are also encouraged to seek independent financial and tax advice.

Become a Member and access co-ownership opportunities

Members receive access to co-ownership property opportunities, off-market deals, and early development access.

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